Born and raised in Toronto, I attended Georgia College in Barrie, Ontario and then completed internships on both Hilton Head Island, SC and Marco Island in Florida for 2 years each which brought me to the United States. I married and moved to Nebraska in 2012 with our 2 children. I enjoy hunting, fishing, camping and hiking - anything outdoors but my main passion is traveling and  appreciate all new experiences.

Maybe the above is why i enjoy mortgage lending. Each application is new opportunity to help people with mortgage financing that helps them create a home to raise their families in or improve an existing home. I believe that personalized service is the key to making my customers feel comfortable, informed and happy during their home buying experience
 
First State Bank embodies the very best in mortgage origination tools along with the friendliness and customer service of a locally owned community bank –
 

• Comprehensive loan program offering including conventional, JUMBO, FHA, VA, USDA Rural Housing, NIFA, and construction loan products.
• First Look, in house underwriting for timely approval decisions (ask me how this works and why it’s important!)
• In house closing department – no escrow company closing bottlenecks during high closing volume periods.
• We fund our own loans, no delays waiting for investors.

 
Combined staff mortgage lending experience of over 100 years! (No, we did not invent mortgages though!)
You can contact me at:
 
Office    308-532-4400
Email    mfletcher@dayspring.bank

NMLS #1697994